Tell us about your business.
A short form, a 15-minute discovery call, and we’ll come back with your tier, your tool set, and a draft of your branded finance page. No commitment to proceed.
Partner application
Five fields. Whatever else we need we’ll ask on the call.
What happens next
- Our brokers personally read every enquiry — usually the same day.
- 15-minute call to talk tier fit, tool set, and brand.
- Draft MoU and a preview of your branded tools.
- You sign, we build, you go live — about five business days.
Prefer to talk?
Our partner team is on 0402 982 928. Email: chris@forefrontfinance.com.au.
Gold Coast based. Phone or WhatsApp is fastest.
Before the call
What to bring.
The 15-minute discovery call goes faster if a few things are in your head before we get on the phone. None of it requires preparation — it’s just useful framing for the conversation.
A rough sense of your client base
How many clients you serve, what industries they sit in, what’s a typical asset purchase for them. We don’t need numbers — just shape. “Mostly civil contractors and transport, $80k–$300k assets, 12-year-old book” is plenty.
Your existing finance arrangement (if any)
If you’re already referring clients to a broker, a bank, or a finance company — how that arrangement works, what’s good about it, what’s frustrating. We’re not trying to displace it. We’re trying to fit alongside what’s working.
Your brand sensitivity
Some partners are precious about their brand and want full whitelabel. Others happily co-brand with us. Some don’t care at all. A 30-second answer on where you sit shapes the tool set we propose.
Timing
When you’d want to go live. “Next month” is fine. “Within 90 days” is fine. “Sometime this year” is fine. The timing affects which campaign theme we set up first — IAWO, EOFY, post-EOFY refresh, etc.
Your hesitation
If there’s a part of the proposition you’re not sure about, name it on the call. The worst outcome is signing on something that gets weird in month three. Better to surface a doubt early.
If you’re hesitating
A few things partners often raise.
Before the call, the things that come up most often. Worth knowing in advance so the discovery conversation can stay focused.
I don’t want to look like I’m selling finance.
Right reason to hesitate. You’re making an introduction, not giving finance advice. The credit assistance, the rates, the structuring and the recommendation sit with us across all three tiers — the only thing that varies is how visible your brand is on the surface the client sees. Most senior accountants and brokers we work with say it changed nothing about how they talk to clients.
What if the finance experience reflects badly on us?
The right concern. Brand association cuts both ways. The honest answer: ask us for a settled client to call. We’ll connect you with someone whose deal we wrote, you ask them how it went. We’d rather lose a partner at the discovery stage than have them come on board nervous about the client experience.
How is this different to the spotter’s fees I already get?
Three things. One — a substantial fee for every introduction that settles, not a token finder’s fee. Two — we build the tools that make the introduction effortless, not just an email forwarded to a bank. Three — you can see every introduction, where it’s up to, and what you’ve earned, any time — no waiting on a statement.
What if my volume’s too small to justify the setup?
Genuine question. Setup is free, so there’s no break-even threshold on our side. From your side, the threshold is whether the time spent introducing clients pays back the income. Most accountants find one introduction per quarter pays it back. If you have fewer than 30 commercial clients in your book, it might not be worth your time — and we’ll say so on the call.
What if I want to stop?
60-day notice from either side after the first 12 months. No penalty, and anything already settled is paid — settled commissions are unaffected by stopping. Deals still in progress pay out as they complete, and your branded tools come down within 14 days. One thing to know if you’re on Co-branded or Whitelabel: the lifetime-referral entitlement on future deals from your introduced clients lapses on the termination date. (If instead you sell the business as a going concern, that entitlement can transfer to the buyer — see the practice-sale question on the home page.) Clean exit either way.
How are lifetime referrals scoped?
It depends on your tier. Tier 1 (Referrer) is a one-off: you earn on the deal you introduce, and if that client comes back later, they’re our client by then and it doesn’t earn you again. Tier 2 (Co-branded) and Tier 3 (Whitelabel) are lifetime: you earn a referral fee on every future deal that introduced client settles with us, while your agreement is in force. Co-branded and Whitelabel run on the same economics — the only lever between them is how much of your brand the client sees, not money.
Is this AI-driven or are real humans doing the deals?
Real people. The only thing automated is the instant text a client gets when they enquire — then a real broker from our desk calls them. Every deal is handled by a person, not a bot, and no AI is quoting rates or making decisions.
Prefer to talk it through?
If you’d rather skip the form, talk to our partner team directly. We answer during business hours and most of the evening. Or email chris@forefrontfinance.com.au.